Ernst J. Meyer, M.D. 174 School Street Belmont, Massachusetts 02478 617-484-8109 ernstmeyer@earthlink.net April 25, 2009 re: AD1-218-654973-118 Liberty Mutual Group 173 Bedford Street Lexington MA 02420 It is my understanding that I am obligated to report to you an incident, which I consider minor, that occurred at about 6:00 p.m. on Saturday April 25, 2009. The sun was shining and the road was dry. Traffic was moderate. I was driving my 2005 Dodge Grand Caravan, Mass. Registration 37WK50, south east on Garden Street in Cambridge MA on my way to the First Church in Cambridge, Unitarian Universalist, at the corner of Massachusetts Avenue and Church Street. I had stopped at a traffic light in the center lane of three lanes at the corner of Garden and Mason Streets in Cambridge. Since the cars ahead of me had gone through the yellow light as it changed to red, I was first in line. When the light changed to green I drove at between 5 and 10 m.p.h. through the Garden Street-Mason Street intersection, where as the attached satellite image shows, there are no lane markings in the intersection, and Garden Street veers about 10 degrees in an easterly direction. As I was about half way through the intersection, my automobile was lightly side- swiped on the left side by a car passing me, the driver of the other vehicle then veered to the right directly infront of my vehicle. We exchanged papers at the near-by bus stop. The vehicle which had side-swiped me had Massachusetts License Plates, 2692XN. I believe it was a mid-size import; I don't know what make or year. The other driver identified herself as Ms. Inez M. Salesman, 251 Garden Street, Apt 14, Cambridge MA 02138. Her Massachusetts Drivers License Number is 028-327043. Her car is insured by Libery Mutual. On my cursory examination of her car I saw no deformation but only apparently superficial scratches of the right rear fender. I did not inspect the door panels or the front fender. Examination of my car showed heavy scratches and light deformation of the left rear fender, which I believe to have been pre-existing. Damage from the present incident includes a scratch across both left door panels 8 feet long, extending onto the front fender, whose posterior edge was minimally indented, so as to produce a scraping noise when - 2 - the left front door was opened or closed. When I returned home, I wedged a wooden cooking spoon into the cleft between the left front door and the left front fender. When I then shut the left front door with the cooking spoon in place, the deformed edge of the front fender was straightened, and the left front door now seems to open and close normally. Although I believe Mrs. Salesman might be held responsible, I make no claims and I have no intention of obtaining an estimate for professional repair of the minor damage to my car. Mrs. Salesman's contention that the "accident" was not her "fault" because, as she said "I was in my lane," is not persuasive, because a) lanes are not marked in the intersection, b) passing in an intersection in which lanes are not marked is naughty if not indeed reckless, c) Mrs. Salesman's car struck my car, as she tried to pass me, not vice versa. I'm glad the accident wasn't more serious, and I wish Mrs. Salesman well: but I will object very strenuously to any settlement which would contribute to an increase in my insurance rates, either now or in the future. Please advise me in writing a) of any claims made against me, and b) of any settlement of such claims that you might make. Ernst J. Meyer